Spanish health insurance calculator
This tool estimates the monthly cost of private health insurance in Spain based on your age and situation. It also shows what you pay for public health insurance through social security.
Health insurance in Spain: public vs private
Health insurance calculator
Spanish health insurance cost estimator 2026
Estimated Private Monthly Cost
€55 – €80
Estimated range from top Spanish insurers (Sanitas, Adeslas, Asisa)| Private Insurance Coverage | Standard tier for 1 person |
|---|---|
| Estimated Private Cost | €55.00 – €80.00 / month |
| Public System Contribution | €158.75 / month (via Social Security) |
Recommendation: Employees automatically pay for public healthcare through social security. Private health insurance is an optional, popular supplement for faster access and English-speaking doctors.
What to do next
Health insurance in Spain: public vs private How to get a health card (tarjeta sanitaria)
